@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');
:root{--navy:#091b31;--blue:#1466b8;--sky:#eaf4fc;--ink:#14253a;--muted:#617184;--line:#e5edf4;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:#fff;font-family:'DM Sans',sans-serif;line-height:1.7}h1,h2,h3,h4{font-family:Manrope,sans-serif;line-height:1.22;letter-spacing:-.035em}a{color:inherit;text-decoration:none}.container{max-width:1180px;padding:0 26px;margin:auto}.topbar{background:var(--navy);color:#b7c9dd;font-size:12px;padding:8px 0}.topbar .container{display:flex;justify-content:space-between;gap:15px}.topbar span:last-child{color:#fff}.header{background:#fff;position:sticky;top:0;z-index:50;box-shadow:0 4px 25px #081b3010}.nav{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:22px}.brand{display:flex;align-items:center;gap:11px;font-weight:800;font-family:Manrope;font-size:18px;letter-spacing:-.04em;line-height:1.15}.brand-mark{background:#1266b9;color:white;border-radius:12px;width:43px;height:43px;display:grid;place-items:center;font-size:23px}.brand small{display:block;font-size:10px;letter-spacing:.15em;font-weight:700;color:#728398;margin-top:4px}.nav-links{display:flex;align-items:center;gap:29px;font-weight:700;font-size:13px}.nav-links a:hover,.nav-links a.active{color:#1466b8}.nav-cta,.btn{background:#1470c9;color:#fff;padding:14px 22px;border-radius:9px;font-size:13px;font-weight:800;display:inline-flex;align-items:center;gap:10px;border:0;cursor:pointer}.nav-cta:hover,.btn:hover{background:#095399}.menu-btn{display:none;background:transparent;border:0;font-size:27px}.hero{min-height:620px;display:flex;align-items:center;position:relative;background:linear-gradient(90deg,rgba(6,23,42,.94),rgba(6,23,42,.64) 55%,rgba(6,23,42,.16)),url('https://images.unsplash.com/photo-1436491865332-7a61a109cc05?auto=format&fit=crop&w=2000&q=85') center/cover;color:white}.hero-content{padding:85px 0 120px}.eyebrow{font-size:12px;letter-spacing:.18em;text-transform:uppercase;font-weight:800;color:#73baff}.hero h1{font-size:clamp(42px,5.6vw,75px);max-width:750px;margin:18px 0 20px}.hero p{font-size:17px;max-width:590px;color:#d4e1ed;margin:0 0 34px}.hero-actions{display:flex;gap:13px;flex-wrap:wrap}.btn-outline{border:1px solid #ffffff77;background:#ffffff16;color:white}.quickbar{position:relative;margin-top:-61px;z-index:3}.quick-grid{display:grid;grid-template-columns:repeat(4,1fr);background:white;box-shadow:0 18px 55px #0927431c;border-radius:15px;overflow:hidden}.quick-item{padding:26px;display:flex;gap:15px;align-items:flex-start;border-right:1px solid var(--line)}.quick-item:last-child{border:0}.quick-icon{font-size:25px;color:#1266b9}.quick-item b{font-family:Manrope;display:block;font-size:14px}.quick-item small{color:var(--muted);display:block;font-size:12px;line-height:1.6;margin-top:5px}.section{padding:90px 0}.section-soft{background:#f5f9fc}.section-head{display:flex;justify-content:space-between;align-items:end;gap:24px;margin-bottom:34px}.section-head h2,.page-title{font-size:clamp(30px,3.4vw,43px);margin:10px 0}.section-head p{max-width:510px;color:var(--muted);margin:0}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.card{background:#fff;border:1px solid var(--line);border-radius:15px;overflow:hidden;box-shadow:0 8px 30px #173b5910}.card-image{height:195px;background-size:cover;background-position:center}.card-body{padding:27px}.card h3{font-size:20px;margin:0 0 12px}.card p{color:var(--muted);font-size:14px;margin:0 0 17px}.text-link{color:#1266b9;font-size:13px;font-weight:800}.split{display:grid;grid-template-columns:1fr 1fr;gap:65px;align-items:center}.photo{min-height:410px;border-radius:18px;background:url('https://images.unsplash.com/photo-1488085061387-422e29b40080?auto=format&fit=crop&w=1100&q=85') center/cover}.split p,.article p{color:var(--muted)}.stat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:15px;margin-top:30px}.stat{border-top:2px solid #1470c9;padding-top:13px}.stat b{display:block;font:800 24px Manrope}.stat small{font-size:12px;color:var(--muted)}.cta{background:#0b2948;color:#fff;border-radius:18px;padding:50px 55px;display:flex;justify-content:space-between;align-items:center;gap:20px}.cta h2{font-size:31px;margin:0 0 10px}.cta p{margin:0;color:#c6d8e8}.footer{background:#07192d;color:#b3c5d6;padding:70px 0 25px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1.3fr;gap:40px}.footer h4{color:white;font-size:14px;margin:0 0 19px}.footer a{display:block;margin:9px 0;font-size:13px}.footer a:hover{color:white}.footer p{font-size:13px}.footer-bottom{border-top:1px solid #ffffff24;margin-top:50px;padding-top:22px;font-size:12px}.page-hero{background:linear-gradient(110deg,#081d35,#174b79);padding:75px 0;color:white}.page-hero h1{font-size:48px;margin:10px 0}.page-hero p{max-width:700px;color:#d2e3f2}.article{max-width:900px;padding-top:65px;padding-bottom:90px}.article h2{margin-top:35px}.article p{font-size:16px}.notice{background:#eef6fd;border-left:4px solid #1470c9;padding:18px 22px;border-radius:7px}.faq-item{border:1px solid var(--line);border-radius:10px;padding:18px 23px;margin:12px 0}.faq-item summary{font-weight:800;cursor:pointer}.faq-item p{margin-bottom:0}.contact-panel{padding:30px;background:#f5f9fc;border-radius:14px}.contact-form{display:grid;gap:15px}.contact-form input,.contact-form textarea{width:100%;border:1px solid #dce6f0;border-radius:8px;padding:13px;font:inherit}.contact-form textarea{min-height:130px}.contact-form label{font-weight:700;font-size:13px}.contact-form button{justify-content:center}.micro{font-size:12px!important;color:var(--muted)}@media(max-width:900px){.nav-links{display:none;position:absolute;top:100%;left:0;right:0;background:white;padding:25px;box-shadow:0 20px 20px #0002;flex-direction:column;align-items:flex-start}.nav-links.open{display:flex}.menu-btn{display:block}.nav-cta{display:none}.quick-grid{grid-template-columns:repeat(2,1fr)}.quick-item:nth-child(2){border-right:0}.quick-item:nth-child(-n+2){border-bottom:1px solid var(--line)}.split{gap:30px}.footer-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:650px){.container{padding:0 19px}.topbar{font-size:10px}.topbar span:last-child{display:none}.nav{min-height:70px}.hero{min-height:560px}.hero-content{padding:70px 0 120px}.hero h1{font-size:43px}.hero p{font-size:15px}.quick-grid,.cards,.split,.footer-grid{grid-template-columns:1fr}.quick-item{border-right:0;border-bottom:1px solid var(--line)}.section{padding:65px 0}.section-head{display:block}.photo{min-height:280px}.cta{padding:32px;display:block}.cta .btn{margin-top:23px}.page-hero h1{font-size:36px}.stat-grid{gap:10px}}